Have you found the home of your dreams and wondering what your options for finance are? We provide you with access to a range of home loans available to first home buyers and step you through the process and simplify the jargon.
Knowing how much you can borrow is often the first question that comes to mind. Once you have a figure that is realistic, the fun begins and you can start looking for your new home.
However, the cost of your new home isn’t the only expense that needs to be taken into consideration. Costs associated with inspections, settlement agents, rates and stamp duty all form part of the total costs of purchasing a new property. In addition in most cases banks will only lend up to 80% of the value and therefore a deposit may be required before the loan is approved. We can assist with the above questions and provide you with the details to ensure the loan application process is a smooth one.
In addition we will apply for First Home Owner’s Grant (FHOG ).