Lacey Street Perth2/343 Newcastle St Northbridge WA 6003 info@tickfinance.com.au info@tickfinance.com.au (08) 9200 1841(08) 9200 1841

A+ A A-

Investment loans

investment loans

When taking out an investment loan it certainly pays to get the right advice. When buying an investment property, there are many items to consider including the structure of the loan and how it will affect your tax position:

1) Your future goals and whether a fixed or variable loan will best suited to your situation.

2) Whether you choose interest only, or principle and interest.

3) Do you need to be in a Family Trust arrangement.

4) What is the capital tax implementation if you sell in the short term.

5) Are you renovating to sell at a profit.

These are just a few examples of why it’s important to seek expert advice. Tick Finance offers a comprehensive service working with your tax adviser/accountant to ensure all bases are covered. As your portfolio grows it is important to have the right structure in place. Changing structures down the track can be an expensive proposition. When choosing the investment loan for you, we also look at the rental income you will be receiving, your actual job income and your outgoings for the new property so you know where you stand.

So which is better fixed or variable rate loans? This has always been the burning question on the lips of many investors! Fixed rates offer surety with the knowledge that the repayment will not vary over the fixed term. With variable rates the repayment moves with the market, giving greater flexibility, often with variable rates you can make larger principle reductions than you can during a fixed period.

We take time to go through this and the many other questions that come up when taking out investment loans. We are thorough in our analysis. We have years of experience to ensure a smooth transaction.

 

Loan repayment calculator

Sign up our Newsletter!
Sign up and get the latest news from us!
  1. Name(*)
    Please fill in the field
  2. Email(*)
    Please fill in the field
  3. Prove you're human(*)
    Prove you're human Invalid Input

How can we help?

Send us your contact details and we will contact you as soon as possible!

 

Contact us Now

Contact us

2/343 Newcastle St Northbridge WA 6003

 

Mob: 0431 675 785

Phone: (08) 9200 1841

Fax: (08) 9200 1843

 

Email: info@tickfinance.com.au

 

Australian Credit Licence 378076

Follow us

  1. Contact us
    Send us your contact details and we will contact you as soon as possible!
  2. Full Name(*)
    Please fill in the field
  3. Phone Number(*)
    Please fill in the field
  4. Email(*)
    Please fill in the field
  5. Captcha(*)
    Captcha
      RefreshPlease fill in the field